:root{
  --navy:#0d1b3e; --navy-700:#16295a; --gold:#f2b307; --gold-600:#d99c00;
  --ink:#151a24; --body:#414b5c; --line:#e3e7ee; --bg:#ffffff; --bg-alt:#f6f8fb;
  --radius:12px; --wrap:1180px;
  --shadow:0 1px 2px rgba(13,27,62,.06),0 8px 24px rgba(13,27,62,.08);
  --font:"Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,Helvetica,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--body);background:var(--bg);line-height:1.65;font-size:17px}
img{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .5em;font-weight:800;letter-spacing:-.02em}
h1{font-size:clamp(2rem,4.2vw,3rem)}
h2{font-size:clamp(1.5rem,2.6vw,2.05rem);margin-top:1.8em}
h3{font-size:1.15rem}
p{margin:0 0 1.1em}
a{color:var(--navy);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--gold-600)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.section{padding:64px 20px}
.section.narrow{max-width:860px}
.narrow{max-width:860px}
.center{text-align:center}
.band{background:var(--bg-alt);border-block:1px solid var(--line)}
.muted{color:#6b7688}
.lede{font-size:1.15rem;color:#33405a}
.section-lede{font-size:1.08rem;max-width:70ch}
.rounded{border-radius:var(--radius);box-shadow:var(--shadow)}
.wide{width:100%;margin:1.5rem 0}
.skip-link{position:absolute;left:-9999px;background:var(--gold);color:var(--navy);padding:10px 16px;z-index:200}
.skip-link:focus{left:12px;top:12px}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* buttons */
.btn{display:inline-block;padding:12px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:.18s;font-size:1rem}
.btn-primary{background:var(--gold);color:#231a00;border-color:var(--gold)}
.btn-primary:hover{background:var(--gold-600);border-color:var(--gold-600);color:#231a00}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border-color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-lg{padding:15px 30px;font-size:1.05rem}

/* header */
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 1px 0 var(--line)}
.topbar{background:var(--navy);color:#cdd6ea;font-size:.86rem}
.topbar-inner{display:flex;justify-content:space-between;gap:12px;padding-block:7px;flex-wrap:wrap}
.topbar a{color:var(--gold);font-weight:700;text-decoration:none}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-text strong{color:var(--navy);font-size:1.2rem;letter-spacing:-.02em}
.brand-text small{color:var(--gold-600);font-size:.72rem;text-transform:uppercase;letter-spacing:.14em;font-weight:700}
.nav-list{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.nav-list>li{position:relative}
.nav-list>li>a{display:block;padding:10px 12px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;border-radius:8px}
.nav-list>li>a:hover{background:var(--bg-alt);color:var(--navy)}
.nav-cta{margin-left:8px;color:#231a00 !important}
.drop-toggle{display:none;background:none;border:0;font-size:1rem;cursor:pointer}
.has-dropdown>a::after{content:" \25BE";font-size:.7em;color:#8892a4}
.dropdown{position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);list-style:none;margin:0;padding:8px;display:none}
.dropdown li a{display:block;padding:8px 12px;border-radius:7px;text-decoration:none;color:var(--body);font-size:.93rem}
.dropdown li a:hover{background:var(--bg-alt);color:var(--navy)}
.has-dropdown:hover>.dropdown,.has-dropdown:focus-within>.dropdown,.has-dropdown.open>.dropdown{display:block}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;padding:10px;cursor:pointer}
.nav-toggle span{width:26px;height:3px;background:var(--navy);border-radius:2px;display:block}

/* hero */
.hero{position:relative}
.hero-img{width:100%;height:clamp(420px,58vh,620px);object-fit:cover}
.hero-overlay{position:absolute;inset:0;display:flex;align-items:center;background:linear-gradient(90deg,rgba(9,17,38,.92) 0%,rgba(9,17,38,.72) 55%,rgba(9,17,38,.35) 100%)}
.hero-content{color:#fff;max-width:820px}
.hero-content h1{color:#fff;max-width:16ch}
.hero-content .lede{color:#dde4f2;max-width:60ch}
.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:.16em;font-weight:800;font-size:.8rem;margin-bottom:.6em}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:18px}
.hero-badges{display:flex;gap:8px;flex-wrap:wrap;list-style:none;padding:0;margin:0}
.hero-badges li{background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.28);color:#fff;padding:5px 13px;border-radius:999px;font-size:.83rem;font-weight:600}

/* grids & cards */
.grid{display:grid;gap:20px}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--body);transition:.18s;box-shadow:var(--shadow)}
.card:hover{transform:translateY(-3px);border-color:var(--gold);color:var(--body)}
.card h2,.card h3{font-size:1.12rem;margin-top:0}
.card p{font-size:.95rem;margin-bottom:.6em}
.link-arrow{color:var(--gold-600);font-weight:700;font-size:.9rem}
.card-plain{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.quote{margin:0;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);padding:22px}
.quote p{font-style:italic}
.quote cite{font-style:normal;font-weight:700;color:var(--navy);font-size:.9rem}

.checks{list-style:none;padding:0;margin:0 0 1.4em}
.checks li{padding-left:30px;position:relative;margin-bottom:.7em}
.checks li::before{content:"✓";position:absolute;left:0;top:0;color:#fff;background:var(--gold);width:20px;height:20px;border-radius:50%;font-size:.72rem;display:grid;place-items:center;font-weight:900;margin-top:4px}
.steps{padding-left:1.2em}
.steps li{margin-bottom:.6em}
.pill-list{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0 0 1.2em}
.pill-list li a{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 15px;font-size:.9rem;text-decoration:none;color:var(--navy);font-weight:600}
.pill-list li a:hover{border-color:var(--gold);background:#fffdf3}

.table-wrap{overflow-x:auto;margin:1.2em 0}
table.sizes{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;font-size:.95rem}
table.sizes caption{text-align:left;padding:0 0 .6em;color:#6b7688;font-size:.88rem}
table.sizes th,table.sizes td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
table.sizes thead th{background:var(--navy);color:#fff;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em}
table.sizes tbody tr:nth-child(even){background:var(--bg-alt)}

details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin-bottom:10px}
details summary{cursor:pointer;font-weight:700;color:var(--ink)}
details[open] summary{margin-bottom:.6em}

.crumbs{font-size:.85rem;padding-top:16px;color:#8892a4;display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{text-decoration:none;color:var(--navy)}

.cta-band{background:var(--navy);color:#fff}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:44px 20px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 .3em}
.cta-band p{color:#cdd6ea;margin:0}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}

/* form */
.contact-grid{display:grid;grid-template-columns:1.35fr .8fr;gap:28px;align-items:start}
.quote-form{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:5px}
.field-full{grid-column:1/-1}
.field label{font-weight:700;font-size:.9rem;color:var(--ink)}
.field input,.field select,.field textarea{padding:11px 13px;border:1px solid #c9d1e0;border-radius:9px;font:inherit;font-size:.97rem;background:#fff;width:100%}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);outline:2px solid rgba(242,179,7,.28)}
.field.invalid input,.field.invalid select{border-color:#c0392b}
.err{color:#c0392b;font-size:.82rem;min-height:1em}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-note{font-size:.86rem;color:#6b7688;margin:.7em 0 0}
.form-status{grid-column:1/-1;font-weight:700;color:#1a7f4b}
.big-phone{font-size:1.5rem;font-weight:800;margin:.2em 0}
.big-phone a{text-decoration:none;color:var(--navy)}
.note{background:#fffdf3;border-left:4px solid var(--gold);padding:14px 18px;border-radius:8px}

/* footer */
.site-footer{background:var(--navy);color:#b9c4dc;margin-top:0;font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px;padding:52px 20px 30px}
.site-footer h3{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.1em}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:7px}
.site-footer a{color:#cdd6ea;text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.site-footer address{font-style:normal;line-height:1.8;margin-top:1em}
.footer-brand .brand-text strong{color:#fff}
.footer-bottom{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.14);padding:16px 20px;font-size:.85rem}
.footer-bottom p{margin:0}

@media(max-width:1080px){
  .nav-list>li>a{padding:10px 8px;font-size:.9rem}
}
@media(max-width:960px){
  .contact-grid,.split{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .nav-toggle{display:flex}
  .nav{display:none;width:100%}
  .nav.open{display:block}
  .header-inner{flex-wrap:wrap}
  .nav-list{flex-direction:column;align-items:stretch;gap:0;padding:8px 0 14px}
  .nav-list>li{border-bottom:1px solid var(--line)}
  .nav-list>li>a{padding:13px 4px}
  .has-dropdown>a::after{content:""}
  .drop-toggle{display:block;position:absolute;right:0;top:6px;padding:8px 12px;color:var(--navy)}
  .dropdown{position:static;display:none;box-shadow:none;border:0;border-radius:0;padding:0 0 8px 12px;min-width:0}
  .has-dropdown:hover>.dropdown{display:none}
  .has-dropdown.open>.dropdown{display:block}
  .nav-cta{margin:12px 0 0;text-align:center}
}
@media(max-width:640px){
  body{font-size:16px}
  .section{padding:44px 16px}
  .quote-form{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-overlay{background:linear-gradient(180deg,rgba(9,17,38,.85),rgba(9,17,38,.92))}
  .cta-inner{padding:32px 16px}
  .topbar-inner{justify-content:center}
}